Council tax bands in Moray (2026/27)

Data last updated

For 2026/27 the Band D council tax charge in Moray is £1,731.14, up £157.38 (10.0%) on 2025/26. Charges run from £1,154.09 for Band A to £4,241.29 for Band H, and the most common band in Moray is Band A. If your band looks wrong, the official challenge is free.

Moray council tax charges for 2026/27

Every band pays a fixed statutory fraction of the Band D charge, shown in the multiplier column. Bands in Morayare based on each home's value on 1 April 1991.

Council tax charges by band in Moray, 2026/27
BandAnnual charge (2026/27)Multiplier of Band D
A£1,154.09240/360
B£1,346.44280/360
C£1,538.79320/360
D£1,731.14360/360
E£2,274.53473/360
F£2,813.10585/360
G£3,390.15705/360
H£4,241.29882/360

Figures are for the 2026/27 council tax year. Water and sewerage charges are billed separately by Scottish Water and are not included. Scotland raised the statutory multipliers for bands E to H in April 2017, which is why they differ from the English and Welsh ninths.

Which bands are homes in Moray in?

Band A is the most common council tax band in Moray, covering 11,189 of the 45,074 dwellings recorded in 2025.

Dwellings by council tax band in Moray (2025)
BandDwellingsShare
A11,18924.8%
B10,20222.6%
C7,03015.6%
D6,59414.6%
E6,70614.9%
F2,5785.7%
G7241.6%
H510.1%

Counts are chargeable dwellings from the Scottish Government dataset (September 2025).

Could your band in Moray be wrong?

Every home in Moray is banded by its open market value on 1 April 1991, and most bands have never been individually rechecked since. In Scotland a challenge is called a proposal and goes to your local Assessor through the Scottish Assessors Association (SAA), not the VOA. Making a proposal is free, and new taxpayers normally have 6 months from becoming liable to submit one.

For scale, in England and Wales the VOA resolved 39,590 challenges in the year to March 2024: 10,530 (27%) moved to a lower band and only 30 (0.08%) moved up. Scotland publishes its own figures separately, but the underlying problem is the same: bands set in a rush in the early 1990s and rarely revisited.

Council Tax Challenger is independent and not affiliated with the VOA, the Scottish Assessors, or any government body. The official challenge is always free.

Check every band on your street in Moray

Enter your postcode to compare your council tax band with every similar property near you, using official data. If your band looks too high, we build the evidence pack; submitting the challenge is free.

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Frequently asked questions

What is the most common council tax band in Moray?

Band A is the most common council tax band in Moray. Of the 45,074 dwellings recorded in 2025, 11,189 (24.8%) are in Band A.

How much is Band D council tax in Moray in 2026/27?

Band D council tax in Moray is £1,731.14 for 2026/27, a rise of £157.38 (10.0%) on the 2025/26 charge of £1,573.76. This excludes water and sewerage charges, which Scottish Water bills separately.

How do I challenge my council tax band in Moray?

In Scotland a challenge is called a proposal and goes to your local Assessor through the Scottish Assessors Association (SAA) portal, not the VOA. It is free to make a proposal, and new taxpayers normally have 6 months from becoming liable to submit one. Start by comparing your band with similar homes near you in Moray.

Why is my council tax band based on 1991 values?

Scotland has never revalued since council tax began in 1993, so every home in Moray is still banded by its open market value on 1 April 1991. Rising prices since then do not change your band; only your local Assessor can reband a property.

Sources

Contains public sector information licensed under the Open Government Licence v3.0.

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